Broke Millennial
by Erin Lowry
Key Concepts
Debt Domination
Strategically tackle student loans and credit card debt to regain financial freedom.
Budgeting Bliss
Create a realistic spending plan that aligns with your values, not just your income.
Investing Intro
Demystify investing and start building wealth early, even with small contributions.
Money Talk
Learn to navigate awkward financial conversations with friends, family, and partners.
Emergency Shield
Prioritize building an emergency fund to protect against unexpected financial shocks.
Action Items
Automate savings and investments to pay yourself first.
Create a 'money date' to regularly review your budget and goals.
Prioritize paying down high-interest debt aggressively.
Negotiate your salary and recurring bills to maximize income and minimize expenses.
Build an emergency fund covering 3-6 months of essential expenses.
Core Thesis
Broke Millennial empowers young adults to take control of their finances by breaking down complex topics into actionable, relatable steps.
Mindset Shift
Financial literacy is not about being perfect or rich, but about making informed, intentional choices that lead to a secure future.